Down Payment Assistance in Georgia

Available Programs

UAdvantage Workforce Housing Plus

Up to $15,000 in assistance is available to help with your down payment or closing costs. This program is open to first-time and repeat homebuyers purchasing a primary residence in Alabama, Florida, Georgia, North Carolina, or South Carolina. Household income must fall between 80.01% and 120% of the area's median income (AMI).

UAdvantage Community Partners

Up to $20,000 in assistance is available to help with your down payment, closing costs, or reducing your loan principal. This program is open to both first-time and repeat homebuyers who are current or retired law enforcement officers, educators, healthcare workers, firefighters, first responders, veterans, active-duty military, or their surviving spouses. The home must be a primary residence, and household income must be at or below 80% of the area's median income (AMI).

UAdvantage First-Time Homebuyer

Eligible first-time homebuyers may qualify for up to $17,500 in assistance, which can be applied toward a down payment, closing costs, or principal reduction. This program is available exclusively for the purchase of a primary residence. To qualify, household income must be at or below 80% of the Area Median Income (AMI).

UCBI Grant

Homebuyers may be eligible for up to $10,000 in assistance, which can be used toward a down payment, closing costs, or principal reduction. To qualify, household income must be at or below 140% of the Area Median Income (AMI).

Path Loan

This loan offers a 100% loan with no mortgage insurance required. To qualify, the property must be located in a 49% or greater minority tract, a low-to-moderate income census tract, or the borrower's income must be $82,320 or less. The maximum loan amount is $500,000, and a minimum credit score of 640 is required. Borrowers must also have one month of reserves and provide four credit references, which can include traditional or non-traditional sources.

Atlanta Grant

The Atlanta Grant provides between $20,000 and $25,000 in assistance for eligible homebuyers. To qualify, household income must not exceed $82,300, and the home must be located within the city limits of Atlanta.

Fulton County Grant

Homebuyers may be eligible for a grant of up to $15,000 when purchasing a home in Fulton County, outside the Atlanta city limits. To qualify, the maximum sales price of the home must be $330,000 or less.

GA Dream

The Georgia Dream program offers up to $12,500 in assistance for eligible homebuyers across the state. To qualify, applicants must have a minimum credit score of 640.

GA Down Payment Assistance

Available Programs

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$15,750,000

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$15,000,000

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GA Down Payment Assistance

Available Programs

Featured Properties

$46,800,000

$40,000,000

$37,800,000

$25,000,000

$20,530,000

$18,000,000

$15,750,000

$14,870,000

$13,500,000

$15,000,000

$15,000,000

$15,000,000

Recent Blog Posts

Centennial Yards: Breathing New Life into Atlanta’s Gulch

Big Changes Coming to Piedmont Park and What It Means for Atlanta Real Estate

The Stitch Project Moves Forward: Reconnecting Atlanta's Heart

Portman’s Amsterdam Walk Redevelopment Moves Forward in Atlanta

Decatur’s Affordable Housing Project at Legacy Park Takes a Big Step Forward

Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo

Why Mortgage Rates Could Continue To Decline

What You Need To Know About Down Payments

If Your House Hasn’t Sold Yet, It May Be Overpriced

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